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Know what coverages best suit your needs, from personal and real property to liability coverage.
- 
Basic Form policy HO-1
 
Protects home owner against basic perils
such as fire, smoke, explosions, lightning,
volcanic eruptions and damage from aircraft.*
- 
Broad Form Policy HO-2
 
Covers the basic perils in addition to
accidents caused by electric currents, structure, personal belongings, and personal liability.*
- 
Special Form Policy HO-3
 
Covers the basic and broad form perils in addition to damages to someones else's property or injuries to them.*
- 
Tenant's Form HO-4
 
Also known as Renters Insurance. Covers
tenant's personal belongings
and provides personal liability coverage.*
- 
Comprehensive Form HO-5
 
Protects homeowner against all perils
except those listed in the policy.*
- 
Condominium Unit Form HO-6
 
It insures owners or occupants of
condominium personal property, walls, floors
and ceiling against most perils.*
- 
Mobile Home Form HO-7
 
Special Coverage for Mobile Home owners.
Similar to a Special Form Policy.*
- 
Older Home Form HO-8
 
Similar to a Basic Form Policy, this Policy covers
older homes where the cost to rebuild is greater than the market value.*
- 
Dwelling Fire Form
 
Covers your dwelling against special perils only.
This policy is commonly used for vacation homes.*
